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Equipment breakdown is part of home ownership

Watch one homeowner talk about his experiences

Homeowners often overlook how many expensive items in their home can break down - and many don't know that these losses could be covered with innovative insurance products like HSB's Home System Protection.

Breakdown is a common tale.

Scott's story is typical.

He and his family live in a 1960s-era house they purchased about five years earlier. When they bought their house, the furnace was almost new - but that didn't matter. An inspector told him it wasn't functioning properly and could break down. A new unit would cost $7,000, or more. Not long after moving in, his high-end stereo receiver stopped working and he decided it was too expensive to fix.

Expenses are never ending

"When you buy a home the expenses are never ending," Scott said. "You never know what is going to leak next, what's going to break down. There will always be something."

Watch the video to hear the rest of Scott's story.

HSB HomeWorks™ protects homeowners

HSB HomeWorks™ combines our Home Systems Protection homeowners equipment breakdown coverage with a suite of home management tools, known as MyHomeWorks™. Home Systems Protection covers the breakdown of home systems, appliances and electronics, while our MyHomeWorks.com website includes home management tools to improve energy efficiency and save money.

Learn how to add it to your homeowners coverage

HSB MyHomeWorks™ is easy to add to your homeowners policies. Learn more about the coverage and contact your HSB representative for more information.

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Equipment breakdown is part of home ownership