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New technology creates new coverage gaps

You can help your customers protect their business

We are living in a world where new ideas and technologies are continuously spun together to create entirely new forms of equipment.

A tech revolution

This technological revolution brings many benefits. But it's also changing risks for businesses and consumers. Often, in ways that are not always obvious at first.

Microelectronics makes it possible

Microelectronics are at the heart of this transformation. Almost all equipment in use today uses sensitive micro-circuitry. Firmware for a machine can contain millions of lines of complex code. And powerful business equipment is carried in a pocket or brief case.

New exposures and coverage gaps

These changes in technology and business practices are creating new exposures and insurance coverage gaps that agents and insurance companies will need to address.

What does it mean for your clients?

HSB's Marc Saulsbury recently explored the insurance implications of new technologies, including microelectronics, in Best's Review magazine. Click here to read the article.

HSB offers insurance solutions

HSB's new TechAdvantage™ Equipment and Technology Breakdown Coverage expands our equipment breakdown product to include microelectronics coverage. We've also added coverage for cloud computing service interruption and three other new coverages.

Learn more about them

Click here to learn more about HSB TechAdvantage™ and contact your HSB representative to add our program to your commercial policies.

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New technology creates new coverage gaps