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What are the trends in employment liability?

Listen as employment specialists discuss discrimination claims

What are the hot topics in employment liability? Same-sex marriage and medical marijuana are among the issues in a changing workplace as business owners and managers cope with shifts in social attitudes and stepped up enforcement of employment laws.

The changing employment landscape

HSB's Todd Cincotta, vice president for specialty liability, discusses the latest trends in employment practices liability in this recorded presentation. He is joined by Jack McCalmon, owner of The McCalmon Group, a leading provider of risk management services for small business employers, as they focus on employment discrimination issues.

"New and emerging causes of loss"

"There are so many new and emerging causes of loss," said Cincotta, "and those causes of loss are the ones that are spiking out and growing by leaps and bounds. We see retaliation, disability discrimination, religious discrimination. These are items where even the well-run employer may not have their arms around all the exposure points."

It can be a matter of perception

Even though an employer may be acting lawfully, he explained, employees may take a different view and feel they are the victim of discrimination. "This is a real trend shift," Cincotta said, "I'm not sure that agents and insurers realize that there are so many ways that an employee can bring a claim against their employer."

Listen to the full discussion about employment charges

Click this link for the presentation and learn more about the direction of employment practices liability claims and the need for insurance coverage to help protect your small business customers.

Partner with HSB to provide insurance protection

HSB's Employment Practices Liability (EPL) insurance is designed to protect smaller commercial businesses for liability damages and legal defense costs. Our EPL program is affordable and easy to add to your business owners policies.

Contact HSB for more information.

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What are the trends in employment liability?