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Watch this video about our new equipment breakdown coverage

HSB TechAdvantage™ applies our engineering mindset to new exposures

Microelectronics, with circuitry thousands of times smaller than a human hair, is critical to almost all systems, equipment and technology.

The physical damage may be undetectable

Yet, these technologies are prone to failures where physical damage is undetectable, as well as non-physical failures due to firmware or software.

Introducing HSB TechAdvantage™

In response, we unveiled HSB TechAdvantage™, a new equipment breakdown and technology insurance coverage that's the first-of-its-kind in the marketplace. View our video to learn more.

Expanded equipment breakdown and technology insurance

It expands coverage beyond evidence of physical damage to micro-circuitry and helps policyholders recover from losses to equipment and systems that can't easily be traced.

In the cloud, on the road

HSB TechAdvantage™ also enhances coverage for cloud computing service interruptions, off-premises coverage for today's mobile equipment, and more.

See examples of emerging technical risks

Our video explains the emerging risks from the proliferation of micro-circuitry in today's equipment - and what you can do to better protect your customers.

Add the coverage to your policies

Watch the video, then contact your HSB representative for more information about adding the coverage to your policies.

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Watch this video about our new equipment breakdown coverage