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Schools
Have Changed, and So Have the Risks
Schools
have more to worry about than boilers today, with equipment
exposures that have changed considerably in the past 20
years. Boilers and hot water heaters were once the biggest
risk for equipment breakdown and they
still account for many expensive losses. But as schools
depend more on modern technology, electrical losses are
increasing and now make up a larger percentage of total
breakdowns.ELECTRICAL
LOSSES ARE RISING
Schools
are adding electrical equipment such as computers,
communications networks, building environmental controls,
audio-visual systems, and electronic security and
surveillance systems. These charts prepared by HSB claim
analysts show how school equipment losses have changed over
time.
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