Risk Solutions


For Agents & Brokers

HSB TechAdvantage™ offers better coverage

Get additional protection for microelectronics and other emerging risks

What exposures does equipment breakdown insurance cover? And why is it so important that a policy includes a cause of loss for Electronic Circuitry Impairment?

View our coverage chart

We created this chart to show examples of the types of claims that traditional equipment breakdown insurance can pay for, and the additional coverages that HSB TechAdvantage™ provides. HSB has your clients covered, from typical breakdowns to increasingly common technology-related equipment failures.

Microelectronics is covered

HSB’s Electronic Circuitry Impairment coverage can make a big difference for your clients.

Its microelectronics coverage provides insurance when physical damage is not detectable. Electronic Circuitry Interruption is triggered when covered equipment suddenly stops functioning as it had been and that equipment or a part containing electronic circuitry must be replaced.

So is cloud-related service interruption

HSB TechAdvantage™ also includes other innovative coverages, including cloud computing services as part of service interruption coverage and data restoration, business interruption and extra expense for off-premises equipment breakdown, and more.

Offer HSB TechAdvantage to your clients

Click here to view a fact sheet and coverage chart about HSB TechAdvantage™ or contact your HSB representative.

HSB TechAdvantage™ offers better coverage