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HSB TechAdvantage™ is equipment coverage for today's risks

Microelectronics coverage fills a growing insurance gap

Technology is changing so quickly, it's hard to keep up. That's why HSB introduced HSB TechAdvantage™ - equipment breakdown and technology insurance for the way we live and work today. It's groundbreaking coverage that can help you compete.

It's the first coverage of its kind

HSB TechAdvantage™ is the first coverage to pay for microelectronics equipment failures when the physical damage cannot be detected. That means our coverage can pay for equipment losses when electronic circuitry stops working for no apparent reason.

Important protection for modern equipment

Why is that important? Virtually every type of equipment used by businesses today contains tiny micro-circuitry. That equipment is vulnerable to electrical breakdowns and the damage is often invisible to the human eye and hard to identify without expensive analysis.

How our microelectronics coverage works

With HSB TechAdvantage™, insurance coverage can be triggered when equipment containing circuit boards, computer chips and other micro-circuitry stops working but is restored when the electronic component is replaced. Other equipment breakdown insurance requires evidence of physical damage to cover the loss.

HSB TechAdvantage™ adds five new coverages

In addition to microelectronics coverage, HSB TechAdvantage™ includes cloud service interruption coverage, expanded data restoration coverage, and expanded coverage for mobile equipment off premises. Our program can even pay for public relations services when a breakdown poses a risk to a company's reputation.

Watch our video to learn more about our program

HSB TechAdvantage™ is available now through agents and brokers. Click here to read more about our new features and additional equipment breakdown coverages. Watch our video to learn about microelectronics and how HSB TechAdvantage™ is expanding technology coverage.

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HSB TechAdvantage™ is equipment coverage for today's risks