An electrical switch sparks and heats up as voltage flows through a short circuit. The current level spikes and begins to arc, burning away plastic and metal parts. Surging electricity overloads the wiring and starts a building fire, one of the thousands of electrical structure fires reported each year in the United States.
MILLIONS OF DOLLARS IN LOSSES
Electrical faults are a leading cause of equipment breakdowns, property damage, fires and explosions. Short circuits and other electrical accidents lead to millions of dollars in insurance claims. When home and business owners take electrical equipment for granted, they ignore the risks and the result can be a catastrophic loss.
VIDEO SHOWS WHAT'S AT STAKE
This video produced by the National Fire Protection Association shows what can happen to your clients when electrical equipment fails. Their business, their property, equipment, and even lives could be at stake.
SHORT CIRCUITS CAN START FIRES
Short circuits are a common cause of electrical-related insurance claims. A short circuit allows electrical current to travel on a different path than intended, connecting two points meant to be at different voltages. This causes excessive current and potential damage.
HOT AS THE SUN
A short circuit can create an electrical arc. This stream of hot ionized plasma jumps to another spot, reaching temperatures of more than 11,000 degrees F, roughly the same as the surface of the sun.
COUNT ON HSB FOR EQUIPMENT COVERAGE
It's important that your customers understand the severity of electrical exposures. HSB can provide equipment breakdown coverage and information about electrical preventive maintenance and loss prevention.