January 2009 Financial Stability, New Opportunity ... HSB Will Join Munich Re Group: Key Facts HARTFORD STEAM BOILER Hartford Steam Boiler is one of the world's leading insurers and reinsurers of equipment breakdown insurance. HSB is a global provider of specialty insurance and reinsurance products, inspection services and engineering consulting. Founded in 1866, HSB operates in the U.S., Canada, United Kingdom, Ireland and Australia, servicing more than 5 million insured locations. HSB has a full suite of services to help our insurer partners integrate specialty programs into their own products, without adding staff or structure. HSB distributes a range of specialty coverages through more than 200 premier property-casualty insurance companies, insurance agents, brokers and managing general agents. MUNICH RE GROUP Munich Re was founded as a professional reinsurer in 1880. Today the Munich Re Group operates in all lines of business, with around 43,000 employees at over 50 locations throughout the world and is characterized by particularly pronounced diversification, client focus and earnings stability. With premium income of around €21.5 billion (euros) from reinsurance alone, it is one of the world's leading reinsurers. 5,000 insurance companies in 150 countries rely on Munich Re's expertise and financial strength. Its primary insurance operations are mainly concentrated in the ERGO Insurance Group. With premium income of more than €17 billion (euros), ERGO is one of the largest insurance groups in Europe and Germany. Munich Re America, which includes one of the leading reinsurers in the United States, provides reinsurance and a variety of niche insurance products and services to approximately 1,100 clients. With $3.9 billion in statutory surplus at September 30, 2008, superior reinsurance capacity, and some of the industry's strongest insurance financial strength ratings, Munich Re America offers its clients stability and financial security. As part of Munich Re Group, Munich Re America can bring a vast array of resources from around the globe to meet the specific needs of its clients. Hartford Steam Boiler - One State Street - P.O. Box 5024 - Hartford, CT 06102-5024 Phone: 860-722-1866 - Fax: 860-722-5106 ©1996-2009 The Hartford Steam Boiler Inspection and Insurance Company. All rights reserved.