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February 2006 |  |
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Claim Success Story
"Virtual Hunting" Accident Results in Real Loss
Changing technology continues to add new equipment exposures for retailers and many other businesses. Merchants are taking advantage of computers, programmable electronics and other electrical equipment to stand out from the competition - sometimes in places you might not expect.
DIGITAL TARGETS
A sporting goods store is one example. You may associate hunting with woods and fields - tracking wild animals in the outdoors. But the shop also offered a bow-hunting video simulator to help attract customers and boost sales. The outfitter suffered a real equipment loss when the digital simulator broke down following a power outage.
BACK IN THE GAME
The accident occurred when electricity was restored and a utility voltage surge destroyed the unit's proprietary interface card. The card could not be repaired and no replacement part was available. HSB paid $35,550 under the equipment breakdown policy so a new hunting simulator could be installed.
